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Become a member of TK!

The largest health insurance fund in Germany.

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The best health insurance fund for students

Techniker Krankenkasse is not only Germany’s largest statutory health insurance fund, but also the best one - that’s the result of a test conducted by Focus Money business magazine (issue 16/2022). Whether online, by e-mail or telephone or in a face-to-face conversation - TK is at your service around the clock. And, no, we don’t just speak English, we also provide support in many other languages.

Many good reasons why Students choose

Techniker Krankenkasse (TK) !

Germany's best health insurance fund

As of 2022, Focus-Money magazine (07/2022) has rated TK as Germany's best health insurance fund for 17 consecutive years. TK is rated as “excellent” in all aspects, such as digital services, transparency and additional services.

TK eHealth Card

The TK eHealth card lets you utilise medical services all throughout Germany. The European Health Insurance Card (EHIC) is located on the back of your TK eHealth card. You are also well-covered with the EHIC in all EU states as well as in many other European countries and even in certain non-European territories.

Free choice of doctors and hospitals

You choose the doctors and clinics you are looking for who will convince you. Because your free choice of doctor and hospital is natural for us! In which hospital you go, you decide in consultation with your doctor. The only prerequisite is that it is a suitable contract hospital of the health insurance companies

TK Bonus program

Paying attention to one's own health always pays off. However, living the good intentions in everyday life is not that easy. Therefore, the technician supports you to motivate yourself again and again.

TK application

Whether you want to send us a sick leave report, use a TK bonus program, or get an overview of your medications: The TK app offers a number of features that make it easy to meet your requirements on your smartphone.

TK Service

Techniker Krankenkasse has established service standards which take a customer-oriented approach and support the customer service process from the first inquiry from a customer through to the completion of a case.

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