af-ma

Akademikerfinanz Mannheim – Your Experts for Incomings

We specialize in health insurance for students and employees, including travel, statutory, and private health insurance. We look forward to having you as our customer!

Our Services for You

Visa
Health Insurance
Useful informations

Selfspeaking reasons for

Specialized Advisory for Academics & Professionals

We specialize in advising and supporting academically driven clients in all relevant financial matters. Our focus includes risk management, investment strategies, retirement planning, and holistic financial structuring.

Access to the German Healthcare System

We ensure that your clients meet all requirements for entering and staying in Germany. Our health insurance solutions are fully compliant with visa and regulatory standards.

Fast & Fully Digital Processing

Applications can be completed online within minutes. In most cases, insurance confirmations are issued on the same day – enabling fast decision-making.

Expertise in International Mobility

We specialize in supporting students, professionals, and expatriates coming to Germany. Our experience allows us to navigate complex cross-border requirements with ease.

Personal Support & Reliable Execution

We work closely with clients and partners to ensure a smooth and secure process. From consultation to policy issuance, every step is handled with care and precision.

Sustainable & Scalable Solutions

Our solutions are designed for long-term cooperation and growth. We help partners and clients build stable structures – not just short-term fixes.

Visa

Incoming Insurance

Apply your Travel Insurance for your student visa!

Employee/ Ausbildung

In Accordance with Regulation (EC) No 810/2009 of the EU-Parliament and Council. Your free Travel Insurance.

Students

In Accordance with Regulation (EC) No 810/2009 of the EU-Parliament and Council. Your free Travel Insurance.

Studienkolleg/ Language School

In Accordance with Regulation (EC) No 810/2009 of the EU-Parliament and Council. Your free Travel Insurance.

Students > 30 years

In Accordance with Regulation (EC) No 810/2009 of the EU-Parliament and Council. Your free Travel Insurance.

Blocked account

open blocked account

for internationals

A blocked account secures your living expenses in Germany and is required for your visa.

Apply for a blocked account

Health Insurance

Registration

Health insurance is compulsory by start of work and enrollment at university.

Employee/ Ausbildung

In Accordance with: Sections 16a, 18, 18a, 18b, 18g, 18h, 18i, 19 & 19b of the Resident Act, and Section 5 Social Code Book 5. Full medical treatment for you and your family.

Students

In Accordance with: Sections 16b & 16c of the Resident Act and Section 5 Social Code Book 5. M-10 Digital Confirmation to your University. Full medical treatment for you and your family.

Studienkolleg/ Language School

In Accordance with: Regulation (EC) No 810/2009 of the EU-Parliament and Council, and Sections 16b, 16f, 16d, 18d, 18e & 18f of the Residence Act. Free Incoming Insurance, Exclusive group contract conditions for our clients, no excess, no upfront payment.

Students > 30 years

In Accordance with: Section 146 Act of SIU, Section 5 Social Code Book 5, Regulation (EC) No 810/2009 of EU-Parliament and Council, and Section 16b Resident Act. M-10 Digital Confirmation to your University. Full medical treatment for you.

Useful information

Study

Work

Integration